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First Home Buyer Schemes Western Australia 2026

The Western Australia assistance package for first home buyers in 2026 combines a First Home Owner Grant of $10,000 (for new homes (established-home grants have been offered in past cycles — check current availability)), state stamp duty relief, and access to the federal Home Guarantee Scheme. House and land packages qualify across the board. Figures are current as at October 2026 — confirm with the state revenue office before you sign.

First Home Owner Grant
$10,000

For new homes (established-home grants have been offered in past cycles — check current availability). Applied for via the state revenue office or your lender as an approved agent — the lender route pays the grant at settlement.

Stamp duty

First home buyer exemption up to $430,000; concessional duty $430,001–$530,000 (general rates; new builds may access additional relief).

First Home Guarantee

Perth's First Home Guarantee cap applies. 5% deposit, no LMI.

Also worth knowing

WA's northern and southern growth corridors offer strong package value; the Keystart low-deposit lender provides a state-based alternative for eligible buyers.

How to apply in Western Australia

  1. Confirm eligibility (citizenship, prior ownership, price caps) with the state revenue office or your conveyancer.
  2. Apply for the Home Guarantee through a participating lender or broker before signing contracts.
  3. Route the First Home Owner Grant through your lender so it lands at settlement and counts toward your deposit.
  4. Lodge duty concession paperwork with your transfer documents — never leave it to after settlement.

Official portal: www.wa.gov.au

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Frequently asked questions

How much is the First Home Owner Grant in Western Australia?
$10,000 — for new homes (established-home grants have been offered in past cycles — check current availability). Confirm the current amount and property cap with the state revenue office before budgeting around it.
Can I use the First Home Guarantee on a house and land package?
Yes — new builds are eligible, and several regions apply higher caps to newly built homes than to established ones. Apply through a participating lender before exchange.
When is the grant paid?
When lodged through an approved agent (your lender), the grant is paid at settlement or first drawdown and can count toward your deposit. Direct applications are paid after the revenue office assesses them.