How much is the First Home Owner Grant in South Australia?

$15,000 — for new homes up to the current cap (recently $650,000 — confirm current threshold). Confirm the current amount and property cap with the state revenue office before budgeting around it.

Can I use the First Home Guarantee on a house and land package?

Yes — new builds are eligible, and several regions apply higher caps to newly built homes than to established ones. Apply through a participating lender before exchange.

When is the grant paid?

When lodged through an approved agent (your lender), the grant is paid at settlement or first drawdown and can count toward your deposit. Direct applications are paid after the revenue office assesses them.

First Home Buyer Schemes South Australia 2026

The South Australia assistance package for first home buyers in 2026 combines a First Home Owner Grant of $15,000 (for new homes up to the current cap (recently $650,000 — confirm current threshold)), state stamp duty relief, and access to the federal Home Guarantee Scheme. House and land packages qualify across the board. Figures are current as at October 2026 — confirm with the state revenue office before you sign.

First Home Owner Grant

$15,000

For new homes up to the current cap (recently $650,000 — confirm current threshold). Applied for via the state revenue office or your lender as an approved agent — the lender route pays the grant at settlement.

Stamp duty

Off-the-plan stamp duty concessions apply to eligible apartments and new city developments; general first-home duty relief is more limited than other states — check current settings.

First Home Guarantee

Adelaide's First Home Guarantee cap applies. 5% deposit, no LMI.

Also worth knowing

South Australia's northern growth corridor (Playford, Munno Para, Andrews Farm) combines the grant with some of the country's most affordable house and land packages.

How to apply in South Australia

Confirm eligibility (citizenship, prior ownership, price caps) with the state revenue office or your conveyancer.
Apply for the Home Guarantee through a participating lender or broker before signing contracts.
Route the First Home Owner Grant through your lender so it lands at settlement and counts toward your deposit.
Lodge duty concession paperwork with your transfer documents — never leave it to after settlement.

Official portal: www.revenuesa.sa.gov.au

House and land in South Australia

Packages in South Australia

Current corridors and prices in South Australia

First Home Owner Grant guide

National grant rules and application process

Stamp duty explained

Concessions and worked examples

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Frequently asked questions

How much is the First Home Owner Grant in South Australia?: $15,000 — for new homes up to the current cap (recently $650,000 — confirm current threshold). Confirm the current amount and property cap with the state revenue office before budgeting around it.
Can I use the First Home Guarantee on a house and land package?: Yes — new builds are eligible, and several regions apply higher caps to newly built homes than to established ones. Apply through a participating lender before exchange.
When is the grant paid?: When lodged through an approved agent (your lender), the grant is paid at settlement or first drawdown and can count toward your deposit. Direct applications are paid after the revenue office assesses them.