How much is the First Home Owner Grant in Queensland?

$30,000 — for eligible new homes — currently the most generous grant in Australia. Confirm the current amount and property cap with the state revenue office before budgeting around it.

Can I use the First Home Guarantee on a house and land package?

Yes — new builds are eligible, and several regions apply higher caps to newly built homes than to established ones. Apply through a participating lender before exchange.

When is the grant paid?

When lodged through an approved agent (your lender), the grant is paid at settlement or first drawdown and can count toward your deposit. Direct applications are paid after the revenue office assesses them.

First Home Buyer Schemes Queensland 2026

The Queensland assistance package for first home buyers in 2026 combines a First Home Owner Grant of $30,000 (for eligible new homes — currently the most generous grant in Australia), state stamp duty relief, and access to the federal Home Guarantee Scheme. House and land packages qualify across the board. Figures are current as at October 2026 — confirm with the state revenue office before you sign.

First Home Owner Grant

$30,000

For eligible new homes — currently the most generous grant in australia. Applied for via the state revenue office or your lender as an approved agent — the lender route pays the grant at settlement.

Stamp duty

First home concession: no duty on owner-occupied homes (new or established) up to $500,000, phasing out to $550,000.

First Home Guarantee

Brisbane and regional caps apply under the First Home Guarantee. 5% deposit, no LMI.

Also worth knowing

Queensland's grant size makes packages in corridors like Ipswich and Moreton Bay among the most assisted purchases in the country — our QLD corridor pages show current pricing.

How to apply in Queensland

Confirm eligibility (citizenship, prior ownership, price caps) with the state revenue office or your conveyancer.
Apply for the Home Guarantee through a participating lender or broker before signing contracts.
Route the First Home Owner Grant through your lender so it lands at settlement and counts toward your deposit.
Lodge duty concession paperwork with your transfer documents — never leave it to after settlement.

Official portal: www.qld.gov.au/housing

House and land in Queensland

Packages in Queensland

Current corridors and prices in Queensland

First Home Owner Grant guide

National grant rules and application process

Stamp duty explained

Concessions and worked examples

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Frequently asked questions

How much is the First Home Owner Grant in Queensland?: $30,000 — for eligible new homes — currently the most generous grant in Australia. Confirm the current amount and property cap with the state revenue office before budgeting around it.
Can I use the First Home Guarantee on a house and land package?: Yes — new builds are eligible, and several regions apply higher caps to newly built homes than to established ones. Apply through a participating lender before exchange.
When is the grant paid?: When lodged through an approved agent (your lender), the grant is paid at settlement or first drawdown and can count toward your deposit. Direct applications are paid after the revenue office assesses them.